Did you know there are federal programs seniors can use to slash their mortgage payment every month? Most seniors are unaware of the Government programs that the banks are trying to keep a secret.
These programs are helping homeowners who owe more than $100,000 on their home loan by reducing their payments by as much as $3,708 every single year. That is $309 taken right off your mortgage payment every single month, which is a huge discount seniors are not taking advantage of. The banks aren't thrilled about losing their profit and secretly hope homeowners don't find out before these programs expire.
If lowering your payments by $309 every month and paying off your mortgage faster sounds like something that could help you, don't let any more time pass. There's no telling when the program could expire, so it's suggested that homeowners visit the free website to check their eligibility right away.
How Do I Qualify?
Step 1: Select your state below and answer a few questions.
Step 2: After you enter some information about your home, you will find out how much you may save. It's an easy and quick way to put a lot of money back in your pocket!
Remember: You do not need to pay anything to see if you qualify. It's completely free and only takes a few minutes. Any other source that tells you otherwise should be avoided!
You might not know this, but you may qualify to save on insurance with a good driving record. The easiest way to find out the most affordable rates is to compare insurance plans on this website. Lots of people are already taking advantage of this free service and saving a ton of money each year! Also don't forget that if you cancel your current policy before the end date, you may be eligible for a refund on the remaining balance.
Do you suffer from the following: Joint pain, arthritis, diabetes, or even frequent headaches? If so, we all know the burden it can cause. Luckily for you, there’s been a recent medical breakthrough that surprises even doctors across the country. Sera CBD Gummies. This natural remedy is helps to relieve joint pain, arthritis, autoimmune disorder, diabetes, high blood pressure, prostate, Alzheimer’s, nausea, inflammation, etc. This groundbreaking CBD works like magic and is the most powerful CBD on the market, helping you to feel like yourself in no time. And the best part, it’s extremely affordable. Join Millions of other seniors in taking their life back today!
This new smartwatch is taking over the US. But why is it so popular and selling out everywhere?
It can measure your blood pressure, blood oxygen level (SpO2), heart rate, calculate your beats per minute (BPM). All in real-time. Heart disease is a silent killer... If you have it, you probably won't realize that something is wrong before it's too late.
The KoreTrak watch can help you keep track of your heart rate and other vitals. Get some peace of mind knowing that you can seek medical help before it's too late... It can also count your steps, your calories, your fitness activity... The best part? It's only $49. It's not available on Amazon or eBay.
Buy it now while the price holds >>
Over 95% of seniors are paying more than $5,000 per year out of pocket on medical. Did you know that 95% of seniors are paying more than $5,000 per year out of pocket on medical expenses? That's ridiculous! All of your deductibles and co-pays could actually be covered with this replacement plan. However, these special plans are only available to those in qualified zip codes. This is because the information hasn't been readily available until now, and also because many seniors get pushed into Medicare Supplement plans that don't actually provide good coverage. Fortunately, a lot of seniors are using this free service to find the perfect plan and save BIG.
I first heard about Luminas Path from TV, recommended by NBA champion Derek Anderson. Thanks to the Luminas pain patch, pro golfers, NFL stars, and NBA champions are able to relieve pain in minutes and walk, run, and perform at their peak without the dangers of pharmaceuticals.
Luminas combines the electronic codes of over 200 natural pain relievers. This includes curcumin, ginger, magnesium, arnica, bioperine, MSM, and ginseng. It’s like absorbing the healing power of 200 supplements at once, yet for a fraction of the cost.
Luminas is the world’s only patch to use "energy medicine" technology. This technology harnesses the latest understanding of quantum physics to provides the healing power of 200+ natural pain relievers without side effects, chemicals, rashes, or unpleasant odours.
Do you have loved ones that depend on you? Are you doing everything to ensure they will be financially stable if the worst happens? While most Americans consider life insurance a necessity, not all Americans have a policy and fewer yet have secured the best possible deal on their plan. Whether you are a homeowner, business owner, or your family’s primary provider, you should protect those that matter the most with a policy that best fits you and your loved ones’ needs.
Obtaining life insurance should be one of the most critical decisions for your family’s future - why not get that sense of security at the best possible rate and with maximum coverage? The best way to ensure you are getting the best deal possible is to shop online and compare all your options. In most cases, you may qualify for up to $250,000 of life insurance coverage for as low as $15 per month. Two minutes is all it takes to learn how you can protect your family at the best possible cost.
You have probably heard that new technology is allowing people to remodel their bathrooms in as little as 1 day.
This allows senior homeowners to avoid the inconvenience and mess of weeks of construction while replacing an old tub with a sleek new upgrade. Finding the right contractor for your bathroom remodel can be complicated.
From shower conversions to custom mobility and safety requirements, the options and prices range considerably. Instead of spending hours researching online, you can use this website to compare options, and find quality providers that work in your local area.
Many seniors don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who has hundreds or even thousands available at a moment’s notice for unscheduled repairs? For this reason, many homeowners are getting this new Home Warranty Program, and they’re ending up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs. If there’s something they can’t fix, most likely they will replace it.
Smart USA investors are quickly learning how to take control of their own retirement finances and AVOID putting all their retirement money into the stock market (which can crash at any time just like it did in 2008). The solution that many of the top investors have turned to is learning how to invest in physical gold. If you don't currently understand how to invest in physical gold, there is good news: You can now learn a lot faster than you think!
This Free Gold Investment Guide (available for a limited time) makes it fast, easy and FREE to get the information you need to learn about investing in physical gold. Income creation + wealth protection from sudden market downturns are two of the biggest advantages as to what makes gold investing so attractive.
*It's free to claim your free gold investing guide* --> Get Your Free Guide Now
Clogged gutters are not only a safety hazard (who wants to climb up a ladder and spend hours pulling dead leaves and blockages off your roof and gutters?) - but also can damage your house! Clogged gutters can not only cause costly roof repairs but also foundation damage, rotting wood, and worse. Roofing repairs are one of the most costly repairs for a homeowner.
Thankfully, LeafFilter is a low cost solution to keep your gutters clean & clog-free for life! For the fraction of the cost of roof repairs, LeafFilter's completely sealed system helps gutters stay clear and clog-fee permanently. Mitigating potential water damage and additional costly problems. LeafFilter is the nation's largest gutter protection company, they offers a transferable lifetime warranty and a FREE no obligation on-site estimate good for one full year. Right now they they are offering a limited time promo of 12% or $350 OFF discount, take advantage of this discount before it goes away!
There are few things scarier than owing money to the government... and tax debt can become a horrendous problem if not taken care of promptly.
If YOU have more than 10k in tax debt, then it's crucial you check out Fresh Start Initiative today.
Fresh Start Initiative can help you solve your IRS tax problems, and provide expert help and relief in in dealing with the IRS and getting a fresh start.
They assist with resolving back taxes, liens, penalties, and more, and can even help you save on what you owe the IRS.
Click here to get help from Fresh Start Initiative today!
Health insurance is now available to more Americans than ever before. Subsidized options are easily available to low-income individuals and families. In the past, many people took the risk of not being insured, but with the Affordable Care Act (ACA) you can be fined if you don’t have qualified health care insurance.
Instead of paying a fine, people who have not been able to afford insurance before are looking for affordable medical insurance options. Whether you have low, mid, or high income, you could greatly reduce your health insurance by using health.insurancespecialists.com to compare policies and prices, and find what’s best for you. Average savings per month: $321/person, $833/family
Stepping into retirement can be pretty daunting. Doing it with existing unsecured debts can make it even more of a challenge. Debt Settlement allows you to combine all your unsecured debts into a single monthly payment. Generally this allows for much lower payments on a monthly basis than the sum total of the separate debts – making life a lot more manageable. There are many firms out there who will walk you through the process making it simple and painless. If you have more than $10,000 in debt then this is something you should do right away, compounding interest is NOT your friend.
There are actually great discounts out there on your prescriptions. Here are the best of the best...
- AARP: With the AARP Prescription Discount Card, members can typically save on average 61% on FDA-approved generic, brand name and speciality drugs.
- Rite Aid: Sign up for the Rite Aid RX Savings program. Save 20% on thousands of brand-name and generic prescription drugs. See store for more details.
- Costco Member Prescription Program: Costco has a prescription savings program for you and your family. It allows Costco members, who have no prescription drug insurance or whose insurance does not cover all of their prescription medications to save up to 80%
- CVS Pharmacy: Enroll in CVS Extra Care Saving and Rewards program. You will receive "ExtraSavings" through personalized coupons delivered on reciepts, and online. They also offer 2% cash back in ExtraBucks Rewards
- Walgreens: For the membership fee of $20 individual or $35 family, you can get special discounts off the cash price of thousands of brand-name and generic medications. Additionaly, If you don't save at least the cost of your membership fee, they will refund you the difference.
- Walmart Pharmacy: Walmart pharmacies offer low-cost generic prescriptions that can save you money. Their normally low price, usually beats out alot of their competitiors!
Senior Discount membership gives you access to huge discounts, deals, coupons and more. Sign up below to get the latest deals on healthcare, home appliances, electronics, groceries, restaurant discounts and much more. Unlike AARP, membership to Senior Discount is completely free (no strings attached). When you sign-up you will get a free e-mail newsletter updates sent to your inbox with the latest discounts and deals.
To join for free, simply enter your e-mail below and click “SUBSCRIBE”:
When you buy a car, you usually get a 3-year/36,000 mile warranty, but what happens when that warranty ends? No more roadside assistance and you have to pay for costly repairs out of pocket. If you don't know anything about cars, you really are at the mercy of the mechanic.
Avoid dealing with this hassle and paying for the repairs again by extending your car's warranty. Even better is going direct to the auto warranty company, rather than going through a middleman. Platinum Auto Warranty are one of the few direct providers of the program, and we like them because they are catering directly to seniors. Visit here to learn more about their auto warranty program.
Compare Window Prices and Installation Costs. Homeowners can save nearly 40%. Get quotes from up to four pre-screened, licensed, & insured contractors. Get a quote today and see how much you could save! Visit Here to learn more.
TVCasterMax is a new device that's disrupting the cable TV industry. It uses cutting-edge technology to let you mirror all audio and video from your smartphone to your TV. The possibilities are endless. Watch YouTube, TV streaming services, powerpoint presentations, or simply browse the internet using your large TV as the screen and sound!
It is incredibly easy to use and small enough to be taken anywhere. Simply plug it into any TV screen using an HDMI Cable, link it with your smartphone and you're ready to watch your mobile on the big screen! It's a must have gadget when you spend a lot time at home.
The go-to of portable pumps, InflateR is affordable and easy to use! Inflate anything from tires to balloons with the variety of nozzles InflateR comes with. As one of the only pumps that hits 150 PSI, you’ll be covered no matter what. Even in emergencies — with a built-in flashlight and powerbank, you’ve got the answer! InflateR has many functional components and comes in handy for many tasks. Specifically designed to be light and easy to hold, just press start, set your PSI, and in less than 10 minutes, you’ll inflate anything and everything!
Press start, set your pressure, and in less than 10 minutes, you’ll inflate anything and everything! Sound too good to be true? With InflateR, it’s not! As one of the only devices that pumps up to 150 PSI, it handles anything that holds air; including tires, balloons, sports balls, and more. Built with a flashlight and powerbank, you’ll be prepared for whatever life throws at you — even emergencies. Easy to use and affordable, InflateR has topped many 2021 Tech charts! Stay prepared with InflateR!
Small, compact, and completely wireless, InflateR is a lifesaver! As one of the only portable pumps that inflates up to 150 PSI, this device handles anything that holds air. With a built-in flashlight and powerbank, you won’t think twice during an emergency. Whether you want to top off your tires or blow up balloons, InflateR is made for every occasion. The best part? It’s easy to use! Hook it up, set your desired PSI, and hit start. Store one in your car’s glove box and another in the garage — you can never be too prepared with InflateR.
Being able to comfortably see the words on your phone screen is important. Especially for our senior people, if you use your phone a lot to watch movies, videos and gaming. Screen Magnifier 2021 Newest Version is the perfect solution for it.
✅Non-Slop Phone Amplifier Screen: The magnifying screen does not slip because of the unique design. It can prevent fatigue and radiation, even if you watch a movie all day, you won't feel tired, movie lover can release their hands and immerse themselves all the time.
✅Mobile Phone Magnifier for All Smartphone: Suitable for all mobile phones,etc.. It can also be used as a mobile phone stand. Plexiglass screens make the watching effect clearer and more Stereoscopic. It is always a very creative and fashionable gifts for friends and family. Especially for Old People, Children, and movie lover.
✅Smartphone Magnifier 2-6 Times: Zooming in 2-6 times allows you to adjust the watching distance according to the size of the screen. The recommended distance is 0.5 meters to 2 meters. It can be watched by one person or with friends and family together, and you can both sit or stand to use it, whatever how high you are.
✅Easy Way to Use: No battery needed, portable size is also very suitable for carrying. You can use it when you are at home, travel, and on the way to work. It is also very suitable for children to watch cartoons, and it can be used easily, and it can also protect children's eyes and prevent radiation from your baby.
Whatever your reason for traveling is- the ability to engage and communicate with others in their own language is a huge advantage.
Luckily, two famous Japanese inventors took language translation to the next level and created an instant translator called MUAMA Instant Translator. It can easily translate real-time speech into over 40 languages using only a few finger-taps.
You don’t need to know or learn another language to be able to communicate in it. Difficulties, caused by language barriers, will soon be a thing of the past! What could be better than this?
If you’re stuck with a Timeshare you never use, let the experts help you get your money back instead of struggling alone. Be Free of Your Timeshare enables you to recoup the cost of your Timeshare by providing all the resources you need. Get a free quote with no risk and no obligation through Be Free of Your Timeshareand let the experts tell you how to get thousands of dollars back on your investment. Just enter your information to get your free quote!
Are you or your family one of the 100 million people suffering from chronic knee pain?
This innovative compression knee sleeve is the affordable solution to relieving pain and there's no surgery or medication needed. DocSleeves protects your knees with proper shock absorption, joint support, and advanced stabilization technology to ensure you can keep moving pain free.
Neck Relax helps to quickly release tension throughout your neck, back and shoulders. It is an advanced gadget that uses cutting edge massage technology to stimulate your muscles and release tension and pain held deep within your body, in only a few minutes! Neck Relax:
- Improves blood circulation using infrared heat
- Uses high frequency vibration to stimulate tissue
- Allows you to target specific muscles to maximize relief
- Visit The Neck Relax Homepage To Get Up To 50% Off
The Better-Butter Spreader is a genius kitchen must-have that transforms chilled butter into smooth, silky butter in seconds. How does it work? The Better-Butter Spreader has unique slotted technology that softens chilled butter into lacey strands; making it easy and enjoyable to spread cold butter on toast, soft bread, and English muffins, without ripping it to shreds! This gadget is also an excellent gift! A 50% exclusive discount for seniors is available.
Non-stop barking at the door bell, barking in the late hours of the night, begging for food, or destroying your living room? Dogs want to please us and make us happy as our loyal companions, but sometimes they just don't understand what they should and should not do.
PetTrainer is a device to help dogs get rid of bad behaviors by playing a super-high-pitched whistle sound that only they can hear. It doesn't hurt them in any way but it will get them to instantly stop their behavior, leaving you with a well-behaved best friend.
PetTrainer is currently running a FLASH sale.Get up to 50% OFF!
The easiest and most scientifically ergonomic way to cut your nails. Don’t struggle with low-quality, dangerous scissors and nail clippers that are sold in discount stores. Badly made, mass-produced nail cutting clippers are little more than cheap toys.
ClipperPro is a top notch nail-cutting instrument that was designed by orthopedic surgeons. It will make cutting even the toughest nails easy and painless. Thick nails, ingrown nails, and tough nails will cut like butter and not hurt your fingers or toes!
Did you know back, knee, and hip pain are often due to an issue in the feet?
Think about it – you're on your feet all day! Any slight misalignment affects your entire body, especially your spine. The team at MindInsole has created a revolutionary foot insole that combines ancient reflexology with modern magnetic technology to deliver 400 different acupoints of relief for your feet. It also improves circulation in your feet to relieve forms of neuropathy. To date, Mindinsole had a ton of satisfied customers reporting that Mindinsole helped them with stubborn foot and overall body pain! To date, MindInsole has helped millions of people suffering from chronic back pain, plantar fasciitis, and diabetic neuropathy!
Walk-in tubs are designed to satisfy the needs of seniors, the disabled, handicapped or anyone with mobility challenges. Statistics say that falls occur in your bathroom more often than in any other room in your house. The Center for Disease Control tells us that two-thirds of bathroom injuries happen near your tub or shower. Usually, they occur when you step over your tub wall or slip on a wet floor, or when you lean on a glass door that wasn’t designed to support your weight.
These bathroom injuries increase after you turn 55. Often when your eyesight starts to fade, and you have less mobility and balance. The bottom line? One in three adults over 55 experience falls each year. Right now, many Walk-in Tub manufacturers are offering big discounts to seniors. You can get a free quote on a Walk-in Tub by visiting this website.
If you have ever had anything stolen from you, you know the sense of helplessness and anger that comes along with it. Can you imagine someone breaking into your home? According to a recent survey there is a home intrusion in the United States, *once every 23 seconds! .
A recent study shows, simply by having a security system installed, you are 3.5 times less likely to be subject to a burglary. Makes sense, most robbers are going for low hanging fruit, so when the see the sign in your lawn, they are likely to just move along to an easier catch.
The good news is, we have you covered. We've chosen our favorite company, and they have an amazing promotion going on right now, where they are offering a free quote, along with a $100 VISA rewards card from Protect Your Home for signing up for their service. Visit here to learn more about this awesome offer.
Protip: Simply having a security system installed will most likely lower your home owners insurance. Make sure to call your insurance company and get your discount after you take advantage of this offer.
"You are getting bitten like crazy just for taking your trash out. One night, you went for a brief stroll, and in 15 minutes you got 12 mosquito bites all over your body."
“BUZZ B-GONE USB Insect Zapper removes insects from your home or work environment easily and effectively. BUZZ B-GONE uses UV light to attract insects and a powerful 360 degree suction fan to capture them. It kills without the use of chemicals and is perfectly safe for children and pets. It’s really small and light, perfect for camping, outdoor meetings and indoors too. We can avoid unnecessary bites and all the danger because all the mosquitos are sucked into this 100% trap and get killed before they can bite us!”
Yosemite, Yellowstone, The Grand Canyon, Zion, The Everglades & More
With this fantastic perk, over 62s can use their age advantage to score a severe discount at America’s National Parks.
It’s time to tour Yellowstone, senior citizens; you can get an annual pass for just $20 and a lifetime pass for $80. This pass gives seniors access to all 2,000 federal recreation sites, including National Forests and grasslands. You’ll be able to visit all of America’s parks through-out your retirement.
The cost of the pass covers your entrance-fee, camping, usage fees for a driver and all passengers. You can take the grandkids camping for free whenever you like. Enjoy wildlife, gorgeous scenery and some well-earned peace.